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Glossary

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Results for B:

Back Title Letter or Certificate::

See Starter.


Bankruptcy::

A special proceeding under federal, or in some instances state, laws by which the property of a debtor is protected by the court and may be divided among the debtor's creditors and the debtor.


Beneficiary::

See Deed of Trust.


Blanket Mortgate or Trust Deed::

A mortgage or trust deed that covers more than one lot or parcel of real property, and often an entire subdivision. As individual lots are sold, a partial reconveyance from the blanket mortgage is ordinarily obtained.


Bona Fide Purchaser::

One who buys property in good faith, for fair value, and without notice of any adverse claim or right of third parties.


Branch::

A subordinate or division office of First American Title Insurance Company, as opposed to an affiliate, agent, subsidiary or underwritten firm associated with the Company.


Breach of Contract::

Failure to perform a contract, in whole or part, without legal excuse.


Building Contract::

An agreement between an owner or lessee and a building contractor, setting forth terms relative to the construction of a proposed structure.


Buydown::

A payment to the lender from the seller, buyer, third party, or some combination of these, causing the lender to reduce the interest rate during the early years of a loan. The buydown is usually for the first one to five years of the loan. (See also: Certificate Backed Mortgage).


Back Title Letter or Certificate::

See Starter.


Bankruptcy::

A special proceeding under federal, or in some instances state, laws by which the property of a debtor is protected by the court and may be divided among the debtor's creditors and the debtor.


Beneficiary::

See Deed of Trust.


Blanket Mortgate or Trust Deed::

A mortgage or trust deed that covers more than one lot or parcel of real property, and often an entire subdivision. As individual lots are sold, a partial reconveyance from the blanket mortgage is ordinarily obtained.


Bona Fide Purchaser::

One who buys property in good faith, for fair value, and without notice of any adverse claim or right of third parties.


Branch::

A subordinate or division office of First American Title Insurance Company, as opposed to an affiliate, agent, subsidiary or underwritten firm associated with the Company.


Breach of Contract::

Failure to perform a contract, in whole or part, without legal excuse.


Building Contract::

An agreement between an owner or lessee and a building contractor, setting forth terms relative to the construction of a proposed structure.


Buydown::

A payment to the lender from the seller, buyer, third party, or some combination of these, causing the lender to reduce the interest rate during the early years of a loan. The buydown is usually for the first one to five years of the loan. (See also: Certificate Backed Mortgage).



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